受教育机会
卡罗莱纳农业信贷 offers educational opportunities to individuals before or during their business venture. The AgBiz courses consists of AgBiz Planner and AgBiz Basics. Within each program, the participant partners with a loan officer mentor throughout the course.
- 农业商业基础: Designed for YBS and Veteran individuals looking to begin, or are currently in the very 开始 stages of an agricultural operation
- 农业商务策划: Designed for YBS and Veteran individuals currently involved in an agricultural operation. Participants will either be the primary decision maker or have major influence in decisions involving their farming operation.
Association employees will act as mentors, guiding farmers through the training and providing feedback on completed application exercises. A face-to-face leadership institute will be held upon completion for all graduates to allow them to network and apply what they learned in a group setting.
应用程序信息
The 2024-2025 online application is now open below. For information about a future program, email marketing@photoinvest.net.
农业商业计划概述
目标
- 帮助年轻的, 开始, and small farmers (YBS) and veterans in becoming more successful business people through knowledge of the marketplace, 金融, and business management topics
- Develop a relationship with a loan officer mentor who will guide and direct throughout the course
- Provide a value-added service to customers by helping them understand the lending process
- Take advantage of the convenience of technology by providing an online training curriculum, to improve their individual skills and help them become more responsible 金融 managers
- Host a face-to-face meeting allowing course graduates to network, have healthy discussions with their classmates, and create lasting connections to equip these individuals to operate successful farm operations
资格
Ag Biz participants must reside in North Carolina and meet one of the following qualifications:
- 青年农民-农民, 农场主, and producers or harvesters of aquatic products who are age 35 or younger
- 初级农民-农民, 农场主, and producers or harvesters of aquatic products who have 10 years or less farming or ranching experience
- 小农-农民, 农场主, and producers or harvesters of aquatic products who normally generate less than $350,000 in gross cash farm income
- Veterans – A former member of the Armed Forces of the United States
农业商业计划
课程
For the 2024-2025 program, an introductory webinar with Dr. David Kohl will be held Fall 2024. Participants complete all online modules with the help of 卡罗莱纳农业信贷 mentors. The class concluded with an overnight 领导 Institute in Raleigh, NC in January, 2025. 卡罗莱纳农业信贷 covers all 领导 Institute costs including one hotel room for one night, 所有用餐, 演讲者的费用. Each participant is responsible to provide their own transportation to the meetings.
农业商业策划计划
课程
The Ag Biz Planner course holds a time commitment of approximately 6 months and includes ten online modules including:
- Megatrends Facing the Industry
- 战略业务规划
- 为你的贷款人做准备
- Constructing Financial Statements: The 资产负债表
- Constructing Financial Statements: The 损益表 and Cash Flow Statement
- How Lending Decisions Are Made
- Farm Business Management Factors
- Growth and Transition Management
- Personal Financial Management
- Communications, Ethics, and Professionalism
成本
- Each participant will pay a $250 fee at the start of the program.
- 卡罗莱纳农业信贷 will cover all other participant costs including tuition, 最后的会议, 演讲者的费用.
- Once participants have completed the online portion of the course and submitted their final business plans, 卡罗莱纳农业信贷 will reimburse participants $150. Final investment is $100 per participant.
农业商业基础课程
课程
The Ag Biz Basic course holds a time commitment of approximately 3 months and includes four online modules including:
- Side by Side with your Lender
- 你有现金流吗?? 现金流规划
- What are you worth 金融ly? 资产负债表
- 你盈利了吗? 损益表
成本
- Each participant will pay a $150 fee at the start of the program.
- AgCarolina Farm Credit will cover all other participant costs including tuition, 最后的会议, 演讲者的费用.
- Once participants have completed the online portion of the course, 卡罗莱纳农业信贷 will reimburse participants $100. Final investment is $50 per participant.
The 2024 application is now OPEN.
If you have any questions regarding this application, please email marketing@photoinvest.net.